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Cheryl Bower, Realtor , GRI, ABR Cell 415.999.3450 DRE 01505551 Cheryl@cbower.com www.cbower.com |
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ShareThere are what will seem like over 1,000 details between “I think it’s time to move” and “We’re finally unpacked!”I’ll help you with more of them than any other Realtor.
What are you getting when you …
Eco-friendly products for your home & family
Updates on our market dynamics
The latest queries from buyers & sellers
Current happenings in our S.F. and Peninsula communities
Mortgage Interest Rates from Guarantee Mortgage for the week ending 1/29/2010
Rates are still really low! This is definitely helping some of my buyers get into our pricey S.F. real estate market.
There is a mortgage calculator below to compare monthly payments based on down payment amounts.
30 Yr Fixed Conforming to $417K 4.750%
“1.000″ POINTS APR = 4.961%
30 Yr Fixed Jumbo to $729,750. 4.875%
“1.250″ POINTS APR = 5.035%
30 Year Fixed Jumbo to 1 Million 5.875%
“1.250″ POINTS APR = 6.103%
5 Year Fixed Jumbo to 1 Million 5.125%
“0.000″ POINTS APR = 5.474%
7 Year Fixed Jumbo to 1 Million 5.500%
“0.500″ POINTS APR = 5.691%
30 Year Fixed FHA Conforming 5.125%
“0.000″ POINTS APR = 5.671%
Popularity: 1%
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Does anyone know of a S.F. Bay Area lender hiring loan processors? A friend is looking for a new loan processor position.
He’s open to working in S.F., the Peninsula/San Mateo County & the East Bay, …
ShareIn our ever politically divisive city of S.F. especially when it comes to property rights, here is the latest real estate related proposal created in part to generate revenue for the city which has a …
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Mortgage Interest rates from Guarantee Mortgage for the week ending 1/21/2010:
30 Yr Fixed Conforming to $417K 4.750%
“1.000″ POINTS APR = 4.961%
30 Yr Fixed Jumbo to $729,750. 4.875%
“1.000″ POINTS APR = 4.981%
30 Year Fixed Jumbo to …
ShareLooks like change is underway for FHA loans as the Federal Housing Administration prepares to raise fees this Spring. It doesn’t look like an exact date is in place at this time.
Currently, the upfront mortgage …
ShareIf you couldn’t tell by now, I love all things San Francisco especially historical S.F.!
Check out the footage below taken in 1905 on Market Street just before the big 1906 earthquake & fire. Cool footage …
ShareTake a look at this video excerpt of a San Francisco sewer inspection from the TV show Dirty Jobs. Mike Rowe had to go down a second time to re-mortar the brick. I think they …
ShareDon’t you owe it to yourself to take the time to interview 2-3 agents to find your best fit; someone who is going to listen, have relevant and current experience and be your advocate throughout …
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Here are a list of agencies offering help to quake victims in Haiti as provided by my fantastic company Zephyr Real Estate.
My company doesn’t make it any easier then this to get involved …
ShareI attended an informative meeting a few Mondays (12/14/09) ago in Burlingame about the High Speed Rail (HSR) project. A big thank you to Ted who coordinated the meeting which drew about 40-50 neigbors. The …
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Wells Fargo interest rates as of 12/30/09:
Conforming up to $417K, assuming 80% LTV and Min FICO 740
5.125% 30 year fixed with 1 point
5.25% 30 year fixed with 0 point
High Limit Conforming up to $729K, …
ShareSan Francisco has for a long time had an overall great recycling and compost program which recently became mandatory in the city’s effort to further increase the recycling rate from 72% to 90%.
It wasn’t …
ShareAnd here are the S.F. citywide market trends for condos, coops (the few that we have) and lofts. TIC data is included in reports separate from condos.
I thought it would be interesting to see what, …
ShareBelow are charts showing S.F. citywide market trends just for single family homes 2008 vs. 2009. The data shows median sales price is up, sales volume is up, properties under contract is up by …
ShareYeah!!! Here is a cool new CrimeReports app for the iPhone which allows one to research crimes in particular neighborhoods.
One of the top questions I get from my buyer clients is how safe a neighborhood …
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This detail is touched on in my post: A few key questions to ask Realtors you are interviewing (11. How will you negotiate the best price for me?)
As part of the due diligence process of …