Thank you for visiting.

You bring up an excellent point! This is another difference that clients and I experience when working with a mortgage broker; they really do care, work harder and have greater accountability.

We hear these stories all the time. It finally hit me one day: when someone applies for a home mortgage to one of the Big Box Banks (Wells Fargo, B of A, Chase), do they honestly think that loan officer will lose any sleep over the transaction if things start to go sideways? Or do they have so many transactions going on that if they lose a few transactions (or even a lot of good will), it’s really no big deal?

Anyway, as a mortgage broker who gets all of her referrals from past clients, CPA, realtors and financial planners, the situation is completely different. I do lose lose sleep, or at least I toss and turn with worry that my buyers are not going to close on time, that they will not be happy, that they will not refer me to their friends. And I toss and turn — and lose sleep – until I find a solution. My livelihood depends on it!

Clients have chosen to pay for a new appraisal rather than wait it out & risk losing this property.

The situation only made the sellers more sympathetic to the buyers and sellers are sticking it out.