December 10, 2008 – 8:07 PM | No Comment

ShareThere are what will seem like over 1,000 details between “I think it’s time to move” and “We’re finally unpacked!”I’ll help you with more of them than any other Realtor.
What are you getting when you …

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Articles by Cheryl Bower

IRS Issues New Guidelines on Obtaining Home Buyer Tax Credits
March 3, 2010 – 10:05 AM | No Comment
IRS Issues New Guidelines on Obtaining Home Buyer Tax Credits

Share As provided by S.F. Association of Realtors:
The Internal Revenue Service (IRS) recently issued new guidelines and clarified documentation that taxpayers must submit to successfully obtain the federal tax credit for home buyers.
The federal tax …

Thinking about window replacement for your home? Which product is best? Vinyl vs. aluminum clad/wood vs. all wood
February 21, 2010 – 12:57 PM | No Comment
Thinking about window replacement for your home?  Which product is best? Vinyl vs. aluminum clad/wood vs. all wood

ShareThis post is long over due & is inspired by a first time buyer couple that I’m working with.  We’ve been looking at a handful of pre-40’s homes with various interpretations of owners updating, renovating …

Mortgage Interest Rates from Guarantee Mortgage for the week ending 2/5/2010
February 10, 2010 – 6:32 PM | No Comment
Mortgage Interest Rates from Guarantee Mortgage for the week ending 2/5/2010

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Mortgage Interest Rates from Guarantee Mortgage for the week ending 2/5/2010

30 Yr Fixed Conforming to $417K           4.625%
“0.625″ POINTS APR = 4.774%
30 Yr Fixed Jumbo to $729,750.             4.875%
“0.625″ POINTS APR …

S.F., CA new condo development Infinity Towers have been selling like hotcakes!
February 9, 2010 – 6:24 PM | No Comment
S.F., CA new condo development Infinity Towers have been selling like hotcakes!

ShareIf you are looking for that special place which offers ultimate, luxurious S.F. urban living & amazing S.F. Bay views, look no further than the Infinity Towers in S.F.

You will have to hurry since there …

Mortgage Interest Rates from Guarantee Mortgage for the week ending 1/29/2010
February 3, 2010 – 10:52 AM | One Comment
Mortgage Interest Rates from Guarantee Mortgage for the week ending 1/29/2010

ShareMortgage Interest Rates from Guarantee Mortgage for the week ending 1/29/2010
Rates are still really low!  This is definitely helping some of my buyers get into our  pricey S.F. real estate market.
There is a mortgage calculator …

Does anyone know of a S.F. Bay Area lender hiring loan processors? A friend is looking for a new position
February 3, 2010 – 9:42 AM | No Comment
Does anyone know of a S.F. Bay Area lender hiring loan processors?  A friend is looking for a new position

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Does anyone know of a S.F. Bay Area lender hiring loan processors?  A friend is looking for a new loan processor position.
He’s open to working in S.F., the Peninsula/San Mateo County & the East Bay, …

ACTION ALERT- Rally for Condo Conversion Reform/By-pass condo lottery in S.F. on Feb.3rd!
January 28, 2010 – 6:49 PM | No Comment
ACTION ALERT- Rally for Condo Conversion Reform/By-pass condo lottery in S.F. on Feb.3rd!

ShareIn our ever politically divisive city of S.F. especially when it comes to property rights, here is the latest real estate related proposal created in part to generate revenue for the city which has a …

Mortgage Interest Rates from Guarantee Mortgage for the week ending 1/21/2010
January 23, 2010 – 8:54 AM | 2 Comments
Mortgage Interest Rates from Guarantee Mortgage for the week ending 1/21/2010

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Mortgage Interest rates from Guarantee Mortgage for the week ending 1/21/2010:
30 Yr Fixed Conforming to $417K     4.750%
“1.000″ POINTS APR = 4.961%

30 Yr Fixed Jumbo to $729,750. 4.875%
“1.000″ POINTS APR = 4.981%
30 Year Fixed Jumbo to …

Federal Housing Administration to raise fees & lending criteria this Spring
January 21, 2010 – 10:45 AM | No Comment
Federal Housing Administration to raise fees & lending criteria this Spring

ShareLooks like change is underway for FHA loans as the Federal Housing Administration prepares to raise fees this Spring.  It doesn’t look like an exact date is in place at this time.
Currently, the upfront mortgage …

Historical San Francisco, CA footage filmed in 1905 on Market St. from a streetcar
January 18, 2010 – 5:03 PM | No Comment
Historical San Francisco, CA footage filmed in 1905 on Market St. from a streetcar

ShareIf you couldn’t tell by now, I love all things San Francisco especially historical S.F.!
Check out the footage below taken in 1905 on Market Street just before the big 1906 earthquake & fire.  Cool footage …

World’s Worst Job? S.F. sewer inspection that is loaded with roaches & rats!! YUCK!!!
January 17, 2010 – 11:04 AM | No Comment
World’s Worst Job?  S.F. sewer inspection that is loaded with roaches & rats!! YUCK!!!

ShareTake a look at this video excerpt of a San Francisco sewer inspection from the TV show Dirty Jobs.  Mike Rowe had to go down a second time to re-mortar the brick.  I think they …

For Buyers: A few key questions to ask Realtors you are interviewing
January 15, 2010 – 11:08 AM | No Comment
For Buyers: A few key questions to ask Realtors you are interviewing

ShareDon’t you owe it to yourself to take the time to interview 2-3 agents to find your best fit; someone who is going to listen, have relevant and current experience and be your advocate throughout …

A list of agencies helping Haiti’s quake victims provided by Zephyr Real Estate: PLEASE CONTRIBUTE!
January 14, 2010 – 6:29 PM | No Comment
A list of agencies helping Haiti’s quake victims provided by Zephyr Real Estate: PLEASE CONTRIBUTE!

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Here are a list of agencies offering help to quake victims in Haiti as provided by my fantastic company Zephyr Real Estate.
My company doesn’t make it any easier then this to get involved …

California High Speed Rail update-Looks like it’s not the project voters thought it was
January 9, 2010 – 10:04 AM | No Comment
California High Speed Rail update-Looks like it’s not the project voters thought it was

ShareI attended an informative meeting a few Mondays (12/14/09) ago in Burlingame about the High Speed Rail (HSR) project. A big thank you to Ted who coordinated the meeting which drew about 40-50 neigbors.  The …

Wells Fargo interest rates as of 12/30/09
January 4, 2010 – 12:16 PM | No Comment
Wells Fargo interest rates as of 12/30/09

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Wells Fargo interest rates as of 12/30/09:
Conforming up to $417K, assuming 80% LTV and Min FICO 740
5.125% 30 year fixed with 1 point
5.25% 30 year fixed with 0 point
High Limit Conforming up to $729K, …