December 10, 2008 – 8:07 PM | No Comment

ShareThere are what will seem like over 1,000 details between “I think it’s time to move” and “We’re finally unpacked!”I’ll help you with more of them than any other Realtor.
What are you getting when you …

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Articles in Buyer Resources

IRS Issues New Guidelines on Obtaining Home Buyer Tax Credits
March 3, 2010 – 10:05 AM | No Comment
IRS Issues New Guidelines on Obtaining Home Buyer Tax Credits

Share As provided by S.F. Association of Realtors:
The Internal Revenue Service (IRS) recently issued new guidelines and clarified documentation that taxpayers must submit to successfully obtain the federal tax credit for home buyers.
The federal tax …

Thinking about window replacement for your home? Which product is best? Vinyl vs. aluminum clad/wood vs. all wood
February 21, 2010 – 12:57 PM | No Comment
Thinking about window replacement for your home?  Which product is best? Vinyl vs. aluminum clad/wood vs. all wood

ShareThis post is long over due & is inspired by a first time buyer couple that I’m working with.  We’ve been looking at a handful of pre-40’s homes with various interpretations of owners updating, renovating …

Mortgage Approvals Are Getting More And More Scarce
February 15, 2010 – 8:00 AM | No Comment
Mortgage Approvals Are Getting More And More Scarce

The economy’s improving but lending standards are not. Nationally, banks are making mortgage approvals harder to come by. Underwriting guidelines are tightening.

Related posts:

  1. Separating FHA Fact From Fiction : Mortgage Insurance Premiums
  2. What’s Ahead For Mortgage Rates This Week : February 8, 2010

S.F., CA new condo development Infinity Towers have been selling like hotcakes!
February 9, 2010 – 6:24 PM | No Comment
S.F., CA new condo development Infinity Towers have been selling like hotcakes!

ShareIf you are looking for that special place which offers ultimate, luxurious S.F. urban living & amazing S.F. Bay views, look no further than the Infinity Towers in S.F.

You will have to hurry since there …

Federal Housing Administration to raise fees & lending criteria this Spring
January 21, 2010 – 10:45 AM | No Comment
Federal Housing Administration to raise fees & lending criteria this Spring

ShareLooks like change is underway for FHA loans as the Federal Housing Administration prepares to raise fees this Spring.  It doesn’t look like an exact date is in place at this time.
Currently, the upfront mortgage …

For Buyers: A few key questions to ask Realtors you are interviewing
January 15, 2010 – 11:08 AM | No Comment
For Buyers: A few key questions to ask Realtors you are interviewing

ShareDon’t you owe it to yourself to take the time to interview 2-3 agents to find your best fit; someone who is going to listen, have relevant and current experience and be your advocate throughout …

Credit score primer: What buyers need to know to get a loan
December 12, 2009 – 12:27 PM | One Comment
Credit score primer: What buyers need to know to get a loan

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Details are below on credit score basics.  Credit scores continue to be a critical detail in determining what type of loan & interest rate one qualifies for.  Lender criteria can vary.
As of 3/09 FHA lenders require …

Home buyer’s tax credit extended to April 2010!!
November 9, 2009 – 1:12 PM | No Comment
Home buyer’s tax credit extended to April 2010!!

ShareI know many of my buyers will be happy with this news, official as of Friday.  Income limits were also increased for individual and joint buyers along with the extension running to April 2010.
For those …

Current Conforming Loan Limits Extended Through 2010!!
November 4, 2009 – 7:07 AM | No Comment

ShareYeah!!!  Good news for our very pricey market place.  It’s incredibly challenging to find a single family home in San Francisco in the low-600’s (there are more choices if we’re talking condos); this $729+ number …

What tax breaks are officially ending this year?
October 22, 2009 – 10:57 AM | No Comment

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Here’s the latest e-newsletter from my fantastic accountant.  I highly recommend Pat Polo who I’ve been working with for the last 10+ years.  Not the least expensive but you don’t want to …

What’s Going on in the 1031 Exchange Industry?
June 2, 2009 – 9:03 AM | No Comment

ShareThe latest from Asset Exchange Company’s June Newsletter:
Clients have recently asked us what we are seeing in the market?  Is it still slow?  Have things been improving?  What  investors are exchanging? Some of our recent …

Owner Move in Eviction: Potential costs
May 8, 2009 – 9:11 AM | No Comment

ShareThere are several excellent lawyers who specialize in landlord tenant law including Robert Peterson (415-586-7460).
So, how much could an OMI run? Robert’s best/worst case scenario pertaining to expenses with OMI are as follows (per a …

The Owner Move-in Eviction
May 6, 2009 – 9:04 AM | No Comment

ShareSan Francisco definitely has market conditions unlike most markets in the Bay Area.  With rent control & tenant rights alone, there are a host of nuances that one (I!) must be aware of when helping …

Are we there yet? We won’t know we’ve reached the bottom of the market until it’s already on the upswing…..
April 27, 2009 – 3:49 PM | No Comment
Are we there yet?  We won’t know we’ve reached the bottom of the market until it’s already on the upswing…..

ShareI get the frequent question from buyers that I meet, particularly those that I meet at open houses,on where our market is at; has it reached the bottom?  My response is that no one knows …

Basic steps with the offer process
April 27, 2009 – 3:36 PM | No Comment

ShareHi V,
This is a brief overview of details with the offer process.
We’ll review the recent sales for the area to determine a reasonable offering price.
I’ll request from your mortgage broker/loan officer a pre-approval letter specific …