Articles in Buyer Resources
The importance of doing underground storage tank (UST’s)
inspections for homes in San Mateo County
I had the “interesting” experience in 2005 (prior to my becoming a licensed agent) of learning first hand the process behind removing …
What a great eco-friendly, affordable idea! ZippGo: Green, Plastic moving boxes
In my internet meandering this morning I came across this great eco-friendly, affordable moving resource: ZippGo
Here’s their scoop:
Moving is complicated and wasteful – we …
As lenders tighten mortgage guidelines, minimum downpayment requirements are increasing. It’s leading to an increase in the number of buyers accepting cash gifts from family. There’s a right and wrong way to accept a gift.
- How To Receive A Cash Gift For Downpayment
- The Proper Way To Give And Receive Gifts For Downpayments
- FHA Bans Seller-Financed Downpayment Assistance Programs
A mortgage approval is never final until it’s funded. A host of things can “go wrong” while your home loan is underway. Some are in your control, many more are not. And just being aware of some potential pitfalls could help save your loan down the road, and your peace of mind today.
- Did You Know : The Lifespan Of A Mortgage Approval
- It’s Time To Re-Approve Your Pre-Approval
- 6 Things To Avoid While Waiting For A Mortgage Approval
Insurance is a part of your home closing process. So, outside of being sure that you have an agent that cares about your purchase and protection, offers a reasonable rate and appropriate coverage, you want to make sure that there will be no hiccups in your closing process!
Some insurance companies have specific issues with [...]
- What Should I Expect from My Lender and My Real Estate Agent’s Relationship?
- What are my options with Home Owners Insurance and how do I figure out what I need?
- The Difference between Homeowners and Landlord Insurance
The relationship between your lender and agent is extremely important when purchasing a home. The new market environment has many more regulations, hoops and sharp turns and everything relating to your home purchase should be correct and accurate up front.
The lender doesn’t want any surprises, like a seller credit the day before the lender [...]
- Simple Real Estate Definitions : Refinance
- Simple Real Estate Definitions : Short Sale
- Why Should I Have A Buyer’s Agent?
As provided by S.F. Association of Realtors:
The Internal Revenue Service (IRS) recently issued new guidelines and clarified documentation that taxpayers must submit to successfully obtain the federal tax credit for home buyers.
The federal tax …
This post is long over due & is inspired by a first time buyer couple that I’m working with. We’ve been looking at a handful of pre-40′s homes with various interpretations of owners updating, renovating …
The economy’s improving but lending standards are not. Nationally, banks are making mortgage approvals harder to come by. Underwriting guidelines are tightening.
- Separating FHA Fact From Fiction : Mortgage Insurance Premiums
- What’s Ahead For Mortgage Rates This Week : February 8, 2010
If you are looking for that special place which offers ultimate, luxurious S.F. urban living & amazing S.F. Bay views, look no further than the Infinity Towers in S.F.
You will have to hurry since there …
Looks like change is underway for FHA loans as the Federal Housing Administration prepares to raise fees this Spring. It doesn’t look like an exact date is in place at this time.
Currently, the upfront mortgage …
Don’t you owe it to yourself to take the time to interview 2-3 agents to find your best fit; someone who is going to listen, have relevant and current experience and be your advocate throughout …
Details are below on credit score basics. Credit scores continue to be a critical detail in determining what type of loan & interest rate one qualifies for. Lender criteria can vary.
As of 3/09 FHA lenders require …
I know many of my buyers will be happy with this news, official as of Friday. Income limits were also increased for individual and joint buyers along with the extension running to April 2010.
For those …
Yeah!!! Good news for our very pricey market place. It’s incredibly challenging to find a single family home in San Francisco in the low-600′s (there are more choices if we’re talking condos); this $729+ number …
Here’s the latest e-newsletter from my fantastic accountant. I highly recommend Pat Polo who I’ve been working with for the last 10+ years. Not the least expensive but you don’t want to …
The latest from Asset Exchange Company’s June Newsletter:
Clients have recently asked us what we are seeing in the market? Is it still slow? Have things been improving? What investors are exchanging? Some of our recent …
There are several excellent lawyers who specialize in landlord tenant law including Robert Peterson (415-586-7460).
So, how much could an OMI run? Robert’s best/worst case scenario pertaining to expenses with OMI are as follows (per a …
San Francisco definitely has market conditions unlike most markets in the Bay Area. With rent control & tenant rights alone, there are a host of nuances that one (I!) must be aware of when helping …
I get the frequent question from buyers that I meet, particularly those that I meet at open houses,on where our market is at; has it reached the bottom? My response is that no one knows …
This is a brief overview of details with the offer process.
We’ll review the recent sales for the area to determine a reasonable offering price.
I’ll request from your mortgage broker/loan officer a pre-approval letter specific …
FHA loans have been providing a great finance opportunity for buyers to get into our very expensive market especially since the down payment requirements can be as low as 3.5%, interest rates have been in …
The following have been provided by Sue Florence. She’s been working incredibly hard for my clients getting into an REO condo on the Peninsula!
My clients are actually going to be paying slightly less for their …
In my constant quest to be eco-friendly both personally and professionally, I’ve been implementing a few environmentally friendly business practices.
Currently, I’m in the process of reducing the number of direct marketing pieces to a …