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	<title>San Francisco Bungalow-Reflections on S.F. &#38; S.F. Peninsula Real Estate, Eco-Friendly Home Improvements, home buying, home selling &#38; S.F. Bay Area living! &#187; Notes from the Field</title>
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	<link>http://www.sfbungalow.com</link>
	<description>S.F. Realtor blogs about San Francisco Real Estate, Eco-friendly Home Improvement, home buying, home selling &#38; S.F. Bay Area living</description>
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		<title>Dear Big Box Lender, I am deleting all of your related posts from my blog &amp; will be giving any clients considering you for a loan/services a reality check</title>
		<link>http://www.sfbungalow.com/2010/05/12/dear-big-lender-i-am-deleting-all-of-your-related-posts-from-my-blog-will-be-giving-any-clients-considering-you-for-a-loan-a-reality-check/</link>
		<comments>http://www.sfbungalow.com/2010/05/12/dear-big-lender-i-am-deleting-all-of-your-related-posts-from-my-blog-will-be-giving-any-clients-considering-you-for-a-loan-a-reality-check/#comments</comments>
		<pubDate>Wed, 12 May 2010 20:51:34 +0000</pubDate>
		<dc:creator>Cheryl Bower</dc:creator>
				<category><![CDATA[Market Trends & Mortgage Updates]]></category>
		<category><![CDATA[Notes from the Field]]></category>
		<category><![CDATA[big lender fumbles]]></category>
		<category><![CDATA[double app]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[fha loans]]></category>
		<category><![CDATA[mortgage broker]]></category>
		<category><![CDATA[mortgage news]]></category>
		<category><![CDATA[mortgage updates]]></category>

		<guid isPermaLink="false">http://www.sfbungalow.com/?p=2740</guid>
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I&#8217;ve been pulled out from my temporary blogging hiatus by a post which has been brought on by the incredibly poor communication and service that buyers who are in contract on a property are encountering ...]]></description>
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		<slash:comments>3</slash:comments>
		</item>
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		<title>For Buyers:  The importance of meeting neighbors when you are in contract on a property</title>
		<link>http://www.sfbungalow.com/2009/12/24/for-buyers-the-importance-of-meeting-neighbors-when-you-are-in-contract-on-a-property/</link>
		<comments>http://www.sfbungalow.com/2009/12/24/for-buyers-the-importance-of-meeting-neighbors-when-you-are-in-contract-on-a-property/#comments</comments>
		<pubDate>Thu, 24 Dec 2009 18:31:26 +0000</pubDate>
		<dc:creator>Cheryl Bower</dc:creator>
				<category><![CDATA[Notes from the Field]]></category>
		<category><![CDATA[Seller/Buyer Resources]]></category>
		<category><![CDATA[arbitration]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[disclosure]]></category>
		<category><![CDATA[disclosures]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[fuel storage tank]]></category>
		<category><![CDATA[mediation]]></category>
		<category><![CDATA[neighbors]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[REO property]]></category>
		<category><![CDATA[TDS]]></category>
		<category><![CDATA[transfer disclosure statement]]></category>
		<category><![CDATA[underground storage tank]]></category>
		<category><![CDATA[UST]]></category>
		<category><![CDATA[UST's]]></category>

		<guid isPermaLink="false">http://www.sfbungalow.com/?p=1585</guid>
		<description><![CDATA[



This detail is touched on  in my post: A few key questions to ask Realtors you are interviewing (11. How will you negotiate the best price for me?)

As part of the due diligence process of ...]]></description>
		<wfw:commentRss>http://www.sfbungalow.com/2009/12/24/for-buyers-the-importance-of-meeting-neighbors-when-you-are-in-contract-on-a-property/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Buy a Bank-Owned Home</title>
		<link>http://www.sfbungalow.com/2009/10/28/how-to-buy-a-bank-owned-home/</link>
		<comments>http://www.sfbungalow.com/2009/10/28/how-to-buy-a-bank-owned-home/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 20:04:54 +0000</pubDate>
		<dc:creator>Cheryl Bower</dc:creator>
				<category><![CDATA[Notes from the Field]]></category>
		<category><![CDATA[bank owned home]]></category>
		<category><![CDATA[REO]]></category>

		<guid isPermaLink="false">http://www.sfbungalow.com/?p=794</guid>
		<description><![CDATA[

Unfortunately, there is truth here.  This video is good for a bit of mid-day humor!

Related Posts:

For Buyers:  The importance of meeting neighbors when you are in contract on a property
REO Buyer Can Select ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Owner Move in Eviction: Potential costs</title>
		<link>http://www.sfbungalow.com/2009/05/08/owner-move-in-eviction-potential-costs/</link>
		<comments>http://www.sfbungalow.com/2009/05/08/owner-move-in-eviction-potential-costs/#comments</comments>
		<pubDate>Fri, 08 May 2009 16:11:10 +0000</pubDate>
		<dc:creator>Cheryl Bower</dc:creator>
				<category><![CDATA[Buyer Resources]]></category>
		<category><![CDATA[Investor Resources]]></category>
		<category><![CDATA[Notes from the Field]]></category>
		<category><![CDATA[Seller/Buyer Resources]]></category>
		<category><![CDATA[OMI]]></category>
		<category><![CDATA[owner move in eviction]]></category>

		<guid isPermaLink="false">http://www.sfbungalow.com/?p=484</guid>
		<description><![CDATA[

There are several excellent lawyers who specialize in landlord tenant law including Robert Peterson (415-586-7460).
So, how much could an OMI run? Robert’s best/worst case scenario pertaining to expenses with OMI are as follows (per a ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Basic steps with the offer process</title>
		<link>http://www.sfbungalow.com/2009/04/27/basic-steps-with-the-offer-process/</link>
		<comments>http://www.sfbungalow.com/2009/04/27/basic-steps-with-the-offer-process/#comments</comments>
		<pubDate>Mon, 27 Apr 2009 22:36:34 +0000</pubDate>
		<dc:creator>Cheryl Bower</dc:creator>
				<category><![CDATA[Buyer Resources]]></category>
		<category><![CDATA[Notes from the Field]]></category>
		<category><![CDATA[buyer resources]]></category>
		<category><![CDATA[buying a property]]></category>
		<category><![CDATA[contingencies]]></category>
		<category><![CDATA[contingency]]></category>
		<category><![CDATA[contractors inspection]]></category>
		<category><![CDATA[offer]]></category>
		<category><![CDATA[offer contingencies]]></category>
		<category><![CDATA[real estate owned property]]></category>
		<category><![CDATA[REO property]]></category>

		<guid isPermaLink="false">http://www.sfbungalow.com/?p=390</guid>
		<description><![CDATA[

Hi V,
This is a brief overview of details with the offer process.
We&#8217;ll review the recent sales for the area to determine a reasonable offering price.
I’ll request from your mortgage broker/loan officer a pre-approval letter specific ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Online property auction for Foster City condo</title>
		<link>http://www.sfbungalow.com/2009/04/17/online-property-auction/</link>
		<comments>http://www.sfbungalow.com/2009/04/17/online-property-auction/#comments</comments>
		<pubDate>Sat, 18 Apr 2009 04:42:01 +0000</pubDate>
		<dc:creator>Cheryl Bower</dc:creator>
				<category><![CDATA[Notes from the Field]]></category>
		<category><![CDATA[Bank owned]]></category>
		<category><![CDATA[condo]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[real estate auction]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://www.sfbungalow.com/?p=221</guid>
		<description><![CDATA[

Hi V,
This one is interesting.  I just spoke with the list agent who does these types of auctions in southern cal.  This is not an REO (Real Estate Owned) or short sale.
There will only be ...]]></description>
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		<slash:comments>0</slash:comments>
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