http://www.sfbungalow.com S.F. Realtor blogs about San Francisco Real Estate, Eco-friendly Home Improvement, home buying, home selling & S.F. Bay Area living Sat, 02 Apr 2011 20:36:20 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 http://www.sfbungalow.com/2010/09/08/home-sales-are-back-on-the-rise-after-a-2-month-pullback/ http://www.sfbungalow.com/2010/09/08/home-sales-are-back-on-the-rise-after-a-2-month-pullback/#comments Wed, 08 Sep 2010 12:48:26 +0000 Michael Haigh http://www.michaelhaighteam.com/pending-home-sales/pending-home-sales-july-2010/

Pending Home Sales Data Forecasts Higher Home Values Next Month

5 Months In A Row : Pending Home Sales Rise Again

Pending Homes Sales Gain For The 7th Straight Month

]]> http://www.sfbungalow.com/2010/09/08/home-sales-are-back-on-the-rise-after-a-2-month-pullback/feed/ 0 http://www.sfbungalow.com/2010/07/27/new-homes-sales-gain-in-june-but-gains-are-relative/ http://www.sfbungalow.com/2010/07/27/new-homes-sales-gain-in-june-but-gains-are-relative/#comments Tue, 27 Jul 2010 12:49:56 +0000 Michael Haigh http://www.michaelhaighteam.com/new-home-sales/new-home-sales-june-2010/

New Homes Sales Were Strong in March, But Not As Strong As The News Would Have You Believe

Homeowners Rejoice! New Homes Sales Data Is Weak.

Pending Homes Sales Gain For The 7th Straight Month

]]> http://www.sfbungalow.com/2010/07/27/new-homes-sales-gain-in-june-but-gains-are-relative/feed/ 0 http://www.sfbungalow.com/2010/07/23/west-portal-sf-market-trends-as-of-july-23-2010/ http://www.sfbungalow.com/2010/07/23/west-portal-sf-market-trends-as-of-july-23-2010/#comments Fri, 23 Jul 2010 20:45:56 +0000 Cheryl Bower http://www.sfbungalow.com/?p=3248 http://www.sfbungalow.com/2010/07/23/west-portal-sf-market-trends-as-of-july-23-2010/feed/ 1 http://www.sfbungalow.com/2010/07/16/the-fed%e2%80%99s-june-minutes-keep-mortgage-rates-in-rally-mode/ http://www.sfbungalow.com/2010/07/16/the-fed%e2%80%99s-june-minutes-keep-mortgage-rates-in-rally-mode/#comments Fri, 16 Jul 2010 12:50:00 +0000 Michael Haigh http://www.michaelhaighteam.com/fomc/fomc-meeting-minutes-june-2010/

The Fed’s April Minutes Push Mortgage Rates Even Lower

How The “Fed Minutes” Can Change Mortgage Rates And Home Affordability

Mortgage Rates Spike On The Federal Reserve’s January 2010 Meeting Minutes

]]> http://www.sfbungalow.com/2010/07/16/the-fed%e2%80%99s-june-minutes-keep-mortgage-rates-in-rally-mode/feed/ 0 http://www.sfbungalow.com/2010/06/14/action-alert-update-on-condo-bypass-for-tic-owners-in-s-f/ http://www.sfbungalow.com/2010/06/14/action-alert-update-on-condo-bypass-for-tic-owners-in-s-f/#comments Mon, 14 Jun 2010 15:44:21 +0000 Cheryl Bower http://www.sfbungalow.com/?p=3081 http://www.sfbungalow.com/2010/06/14/action-alert-update-on-condo-bypass-for-tic-owners-in-s-f/feed/ 0 http://www.sfbungalow.com/2010/06/11/fha-mortgage-insurance-premiums-approved-to-triple-in-cost/ http://www.sfbungalow.com/2010/06/11/fha-mortgage-insurance-premiums-approved-to-triple-in-cost/#comments Fri, 11 Jun 2010 12:49:14 +0000 Michael Haigh http://www.michaelhaighteam.com/fha-mortgages/fha-mip-premiums-increase/

Separating FHA Fact From Fiction : Mortgage Insurance Premiums

Get Your FHA Mortgage Application Started — Fees Increase 1/2 Percent Starting Monday, April 5, 2010

The Rising Cost Of A Small Downpayment

]]> http://www.sfbungalow.com/2010/06/11/fha-mortgage-insurance-premiums-approved-to-triple-in-cost/feed/ 2 http://www.sfbungalow.com/2010/06/04/pending-home-sales-data-shows-great-deals-on-homes-are-getting-harder-to-find/ http://www.sfbungalow.com/2010/06/04/pending-home-sales-data-shows-great-deals-on-homes-are-getting-harder-to-find/#comments Fri, 04 Jun 2010 14:00:58 +0000 Michael Haigh http://www.michaelhaighteam.com/pending-home-sales/pending-home-sales-april-2010/

Pending Home Sales Shows That More Buyers May Be Shopping For Homes Than You Thought

Pending Home Sales Data Forecasts Higher Home Values Next Month

Pending Home Sales Soar In February, As Expected. Buyers Are Everywhere.

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How To Receive A Cash Gift For Downpayment

The Proper Way To Give And Receive Gifts For Downpayments

FHA Bans Seller-Financed Downpayment Assistance Programs

]]> http://www.sfbungalow.com/2010/05/27/the-right-way-to-take-a-cash-gift-for-downpayment/feed/ 0 http://www.sfbungalow.com/2010/05/24/weekly-hot-rates-for-the-week-ending-5182010-as-provided-by-guarantee-mortgage/ http://www.sfbungalow.com/2010/05/24/weekly-hot-rates-for-the-week-ending-5182010-as-provided-by-guarantee-mortgage/#comments Mon, 24 May 2010 16:42:49 +0000 Cheryl Bower http://www.sfbungalow.com/?p=2942 http://www.sfbungalow.com/2010/05/24/weekly-hot-rates-for-the-week-ending-5182010-as-provided-by-guarantee-mortgage/feed/ 0 http://www.sfbungalow.com/2010/05/20/why-hiring-a-mortgage-broker-vs-working-with-a-direct-lender-makes-sense-in-todays-market/ http://www.sfbungalow.com/2010/05/20/why-hiring-a-mortgage-broker-vs-working-with-a-direct-lender-makes-sense-in-todays-market/#comments Thu, 20 May 2010 20:44:19 +0000 Cheryl Bower http://www.sfbungalow.com/?p=2884 http://www.sfbungalow.com/2010/05/20/why-hiring-a-mortgage-broker-vs-working-with-a-direct-lender-makes-sense-in-todays-market/feed/ 2 http://www.sfbungalow.com/2010/05/20/details-of-the-march-2010-california-tax-credit-for-new-home-first-time-buyers/ http://www.sfbungalow.com/2010/05/20/details-of-the-march-2010-california-tax-credit-for-new-home-first-time-buyers/#comments Thu, 20 May 2010 19:08:37 +0000 Cheryl Bower http://www.sfbungalow.com/?p=2795 http://www.sfbungalow.com/2010/05/20/details-of-the-march-2010-california-tax-credit-for-new-home-first-time-buyers/feed/ 0 http://www.sfbungalow.com/2010/05/19/car-sponsored-bill-to-protect-borrowers-from-lenders%e2%80%94call-your-state-senator-today/ http://www.sfbungalow.com/2010/05/19/car-sponsored-bill-to-protect-borrowers-from-lenders%e2%80%94call-your-state-senator-today/#comments Wed, 19 May 2010 16:35:13 +0000 Cheryl Bower http://www.sfbungalow.com/?p=2852 http://www.sfbungalow.com/2010/05/19/car-sponsored-bill-to-protect-borrowers-from-lenders%e2%80%94call-your-state-senator-today/feed/ 0 http://www.sfbungalow.com/2010/05/19/median-sales-price-continues-its-upward-trend-in-san-francisco%e2%80%99s-housing-market/ http://www.sfbungalow.com/2010/05/19/median-sales-price-continues-its-upward-trend-in-san-francisco%e2%80%99s-housing-market/#comments Wed, 19 May 2010 15:05:05 +0000 Cheryl Bower http://www.sfbungalow.com/?p=2837 http://www.sfbungalow.com/2010/05/19/median-sales-price-continues-its-upward-trend-in-san-francisco%e2%80%99s-housing-market/feed/ 0 http://www.sfbungalow.com/2010/05/18/san-bruno-ca-condo-market-trends-report-week-of-51810/ http://www.sfbungalow.com/2010/05/18/san-bruno-ca-condo-market-trends-report-week-of-51810/#comments Tue, 18 May 2010 15:32:34 +0000 Cheryl Bower http://www.sfbungalow.com/?p=2802 http://www.sfbungalow.com/2010/05/18/san-bruno-ca-condo-market-trends-report-week-of-51810/feed/ 0 http://www.sfbungalow.com/2010/05/17/your-mortgage-approval-isn%e2%80%99t-final-until-it%e2%80%99s-funded/ http://www.sfbungalow.com/2010/05/17/your-mortgage-approval-isn%e2%80%99t-final-until-it%e2%80%99s-funded/#comments Mon, 17 May 2010 18:55:05 +0000 Michael Haigh http://www.michaelhaighteam.com/mortgage-guidelines/home-loan-approval-get-approved/

Did You Know : The Lifespan Of A Mortgage Approval

It’s Time To Re-Approve Your Pre-Approval

6 Things To Avoid While Waiting For A Mortgage Approval

]]> http://www.sfbungalow.com/2010/05/17/your-mortgage-approval-isn%e2%80%99t-final-until-it%e2%80%99s-funded/feed/ 0 http://www.sfbungalow.com/2010/05/12/dear-big-lender-i-am-deleting-all-of-your-related-posts-from-my-blog-will-be-giving-any-clients-considering-you-for-a-loan-a-reality-check/ http://www.sfbungalow.com/2010/05/12/dear-big-lender-i-am-deleting-all-of-your-related-posts-from-my-blog-will-be-giving-any-clients-considering-you-for-a-loan-a-reality-check/#comments Wed, 12 May 2010 20:51:34 +0000 Cheryl Bower http://www.sfbungalow.com/?p=2740 http://www.sfbungalow.com/2010/05/12/dear-big-lender-i-am-deleting-all-of-your-related-posts-from-my-blog-will-be-giving-any-clients-considering-you-for-a-loan-a-reality-check/feed/ 3 http://www.sfbungalow.com/2010/05/12/1-in-8-banks-tightened-prime-mortgage-standards-last-quarter/ http://www.sfbungalow.com/2010/05/12/1-in-8-banks-tightened-prime-mortgage-standards-last-quarter/#comments Wed, 12 May 2010 17:55:55 +0000 Michael Haigh http://www.michaelhaighteam.com/mortgage-guidelines/mortgage-guidelines-tighten-q1/

Banks Raise Mortgage Qualification Standards

Mortgage Approvals Are Getting More And More Scarce

Mortgage Lending Starts To Show Signs Of A Thaw

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With Mortgage Rates, You Can’t Shop For Good Luck

How Iceland’s Volcanoes Are Helping Mortgage Rates Fall

What’s Ahead For Mortgage Rates This Week : November 23, 2009

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Simple Real Estate Definitions : Escrow Account

How The Stimulus Bill Indirectly Lowered Mortgage Rates

Simple Real Estate Definitions : Quitclaim Deed

]]> http://www.sfbungalow.com/2010/04/22/fight-your-real-estate-property-tax-bill-without-a-lawyer/feed/ 0 http://www.sfbungalow.com/2010/04/21/how-iceland%e2%80%99s-volcanoes-are-helping-mortgage-rates-fall/ http://www.sfbungalow.com/2010/04/21/how-iceland%e2%80%99s-volcanoes-are-helping-mortgage-rates-fall/#comments Wed, 21 Apr 2010 12:50:44 +0000 Michael Haigh http://www.michaelhaighteam.com/mortgage-rates/mortgage-rates-react-volcano/

How Swine Flu Helps Mortgage Rates

What’s Ahead For Mortgage Rates This Week : April 19, 2010

Forget The Dow Jones: How The Treasury’s Economy Revival Outline Helped Mortgage Rates

]]> http://www.sfbungalow.com/2010/04/21/how-iceland%e2%80%99s-volcanoes-are-helping-mortgage-rates-fall/feed/ 0 http://www.sfbungalow.com/2010/04/13/home-renovations-that-increase-your-resale-value-2010-edition/ http://www.sfbungalow.com/2010/04/13/home-renovations-that-increase-your-resale-value-2010-edition/#comments Tue, 13 Apr 2010 12:52:53 +0000 Michael Haigh http://www.michaelhaighteam.com/home-improvement/home-renovations-resale-value/

Get Your FHA Mortgage Application Started — Fees Increase 1/2 Percent Starting Monday, April 5, 2010

How Falling Gas Prices May Increase Your Home Purchasing Power

The Cost of Living Index Increases; Mortgage Rates Increase, Too.

]]> http://www.sfbungalow.com/2010/04/13/home-renovations-that-increase-your-resale-value-2010-edition/feed/ 4 http://www.sfbungalow.com/2010/04/08/don%e2%80%99t-leave-tax-credits-on-the-table-and-how-to-get-them-back-if-you-already-filed/ http://www.sfbungalow.com/2010/04/08/don%e2%80%99t-leave-tax-credits-on-the-table-and-how-to-get-them-back-if-you-already-filed/#comments Thu, 08 Apr 2010 12:49:47 +0000 Michael Haigh http://www.michaelhaighteam.com/tax-tips/federal-tax-filing-tips/

Good Morning America: TurboTax vs Accountants

How “Repair Credits” To The Buyer Can Sabotage Your Home Sale

7 Weeks Remain To Find A Home, Claim Up To $8,000 In Tax Credits

]]> http://www.sfbungalow.com/2010/04/08/don%e2%80%99t-leave-tax-credits-on-the-table-and-how-to-get-them-back-if-you-already-filed/feed/ 1 http://www.sfbungalow.com/2010/04/01/the-federal-home-buyer-tax-credit-enters-its-home-stretch-%e2%80%94-30-days-left/ http://www.sfbungalow.com/2010/04/01/the-federal-home-buyer-tax-credit-enters-its-home-stretch-%e2%80%94-30-days-left/#comments Thu, 01 Apr 2010 12:52:02 +0000 Michael Haigh http://www.michaelhaighteam.com/homebuyer-tax-credit/federal-tax-credit-april-30-deadline/

There’s 100 Days Left To Claim The Homebuyer Tax Credit

You’ve Got 15 More Days To Use The First-Time Home Buyer Tax Credit

Congress Expands And Extends The First-Time Home Buyer Tax Credit

]]> http://www.sfbungalow.com/2010/04/01/the-federal-home-buyer-tax-credit-enters-its-home-stretch-%e2%80%94-30-days-left/feed/ 0 http://www.sfbungalow.com/2010/03/30/get-your-fha-mortgage-application-started-%e2%80%94-fees-increase-12-percent-starting-monday-april-5-2010/ http://www.sfbungalow.com/2010/03/30/get-your-fha-mortgage-application-started-%e2%80%94-fees-increase-12-percent-starting-monday-april-5-2010/#comments Tue, 30 Mar 2010 12:55:06 +0000 Michael Haigh http://www.michaelhaighteam.com/fha-mortgages/fha-mortgages-ufmip-increase-april-5-2010/

Separating FHA Fact From Fiction : Mortgage Insurance Premiums

It’s Semi-Official : New Conforming Mortgage Fees Go Into Effect Monday

Mandatory FHA Loan Fees Increase For Some, Fall For Others

]]> http://www.sfbungalow.com/2010/03/30/get-your-fha-mortgage-application-started-%e2%80%94-fees-increase-12-percent-starting-monday-april-5-2010/feed/ 0 http://www.sfbungalow.com/2010/03/26/the-average-household-will-get-2800-in-tax-refunds-will-you/ http://www.sfbungalow.com/2010/03/26/the-average-household-will-get-2800-in-tax-refunds-will-you/#comments Fri, 26 Mar 2010 14:18:54 +0000 Michael Haigh http://www.michaelhaighteam.com/household-finances/irs-tax-returns-refund/

The First-Time Home Buyer Tax Credit : Use It By December 1, 2009 Or Lose It

How To Increase Your Household Cashflow By $500 Monthly

Just Because You Can Borrow From a 401(k) Plan Doesn’t Mean That You Should

]]> http://www.sfbungalow.com/2010/03/26/the-average-household-will-get-2800-in-tax-refunds-will-you/feed/ 0 http://www.sfbungalow.com/2010/03/23/cnnmoney-com-predicts-the-best-and-worst-real-estate-markets-for-2010/ http://www.sfbungalow.com/2010/03/23/cnnmoney-com-predicts-the-best-and-worst-real-estate-markets-for-2010/#comments Tue, 23 Mar 2010 12:52:25 +0000 Michael Haigh http://www.michaelhaighteam.com/home-values/cnnmoney-2010-home-value-projections/

The Worst Places To Find Local Real Estate Information

How The Case-Shiller Home Price Index Over-Simplifies Real Estate Markets

National Real Estate Data Lumps 128,203,000 Homes In America Into 1 Data Set

]]> http://www.sfbungalow.com/2010/03/23/cnnmoney-com-predicts-the-best-and-worst-real-estate-markets-for-2010/feed/ 0 http://www.sfbungalow.com/2010/03/19/for-clues-about-the-future-of-mortgage-rates-watch-for-inflation/ http://www.sfbungalow.com/2010/03/19/for-clues-about-the-future-of-mortgage-rates-watch-for-inflation/#comments Fri, 19 Mar 2010 12:51:50 +0000 Michael Haigh http://www.michaelhaighteam.com/mortgage-rates/inflation-mortgage-rates/

Ben Bernanke Leaves Clues About The Future Of Mortgage Rates

How The 84,000 Parts Of Inflation Impact Mortgage Rates

Your Local Gas Station May Have Clues About Tomorrow’s Mortgage Rates

]]> http://www.sfbungalow.com/2010/03/19/for-clues-about-the-future-of-mortgage-rates-watch-for-inflation/feed/ 0 http://www.sfbungalow.com/2010/03/15/how-to-refinance-when-your-home-is-underwater/ http://www.sfbungalow.com/2010/03/15/how-to-refinance-when-your-home-is-underwater/#comments Mon, 15 Mar 2010 13:49:47 +0000 Michael Haigh http://www.michaelhaighteam.com/harp/harp-extended-june-2011-2/

How To Refinance When Your Home Is Underwater

How To Know If You’re Eligible For A Making Home Affordable Refinance

The FHA Is Changing Its Streamline Refinance Guidelines November 2009

]]> http://www.sfbungalow.com/2010/03/15/how-to-refinance-when-your-home-is-underwater/feed/ 0 http://www.sfbungalow.com/2010/03/14/foreclosures-per-capita-february-2010/ http://www.sfbungalow.com/2010/03/14/foreclosures-per-capita-february-2010/#comments Sun, 14 Mar 2010 13:49:24 +0000 Michael Haigh http://www.michaelhaighteam.com/foreclosures/foreclosures-february-2010/

Foreclosures Continue To Concentrate Across Just 3 States

Foreclosures Concentrate In 4 States

In Pictures: The Severity Of The Foreclosure Crisis Depends On Where You Live

]]> http://www.sfbungalow.com/2010/03/14/foreclosures-per-capita-february-2010/feed/ 1 http://www.sfbungalow.com/2010/03/10/what-should-i-expect-from-my-lender-and-my-real-estate-agent%e2%80%99s-relationship/ http://www.sfbungalow.com/2010/03/10/what-should-i-expect-from-my-lender-and-my-real-estate-agent%e2%80%99s-relationship/#comments Wed, 10 Mar 2010 21:00:25 +0000 Michael Haigh http://www.michaelhaighteam.com/?p=1039

Simple Real Estate Definitions : Refinance

Simple Real Estate Definitions : Short Sale

Why Should I Have A Buyer’s Agent?

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