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	<title>Comments for San Francisco Bungalow-Reflections on S.F. &amp; S.F. Peninsula Real Estate, Eco-Friendly Home Improvements, home buying, home selling &amp; S.F. Bay Area living!</title>
	<atom:link href="http://www.sfbungalow.com/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.sfbungalow.com</link>
	<description>S.F. Realtor blogs about San Francisco Real Estate, Eco-friendly Home Improvement, home buying, home selling &#38; S.F. Bay Area living</description>
	<lastBuildDate>Sat, 06 Nov 2010 19:36:45 +0000</lastBuildDate>
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		<title>Comment on West Portal, SF Market Trends as of July 23, 2010 by Mallorca Business For Sale</title>
		<link>http://www.sfbungalow.com/2010/07/23/west-portal-sf-market-trends-as-of-july-23-2010/comment-page-1/#comment-296</link>
		<dc:creator>Mallorca Business For Sale</dc:creator>
		<pubDate>Sat, 06 Nov 2010 19:36:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=3248#comment-296</guid>
		<description>&lt;strong&gt;Mallorca Business For Sale...&lt;/strong&gt;

Leasehold are the most common type of purchase. A one off payment is made to the present leaseholder buying you all the contents and goodwill of the business. The landlord is usually responsible for the bricks and mortar of the building....</description>
		<content:encoded><![CDATA[<p><strong>Mallorca Business For Sale&#8230;</strong></p>
<p>Leasehold are the most common type of purchase. A one off payment is made to the present leaseholder buying you all the contents and goodwill of the business. The landlord is usually responsible for the bricks and mortar of the building&#8230;.</p>
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		<title>Comment on Foreclosures Per Capita &#124; February 2010 by arizona credit repair</title>
		<link>http://www.sfbungalow.com/2010/03/14/foreclosures-per-capita-february-2010/comment-page-1/#comment-167</link>
		<dc:creator>arizona credit repair</dc:creator>
		<pubDate>Tue, 19 Oct 2010 07:44:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.michaelhaighteam.com/foreclosures/foreclosures-february-2010/#comment-167</guid>
		<description>&lt;strong&gt;arizona credit repair...&lt;/strong&gt;

I must add this place to my favorite places....</description>
		<content:encoded><![CDATA[<p><strong>arizona credit repair&#8230;</strong></p>
<p>I must add this place to my favorite places&#8230;.</p>
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		<title>Comment on City of Burlingame CA: Vistica &amp; Winges elected to head new environmental group by california credit repair</title>
		<link>http://www.sfbungalow.com/2009/11/19/city-of-burlingame-ca-vistica-winges-elected-to-head-new-environmental-group/comment-page-1/#comment-166</link>
		<dc:creator>california credit repair</dc:creator>
		<pubDate>Sun, 10 Oct 2010 17:00:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=1125#comment-166</guid>
		<description>&lt;strong&gt;california credit repair...&lt;/strong&gt;

I wanted to compliment the webmaster for running a terrific site!...</description>
		<content:encoded><![CDATA[<p><strong>california credit repair&#8230;</strong></p>
<p>I wanted to compliment the webmaster for running a terrific site!&#8230;</p>
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		<title>Comment on Thinking about window replacement for your home?  Which product is best? Vinyl vs. aluminum clad/wood vs. all wood by Matt</title>
		<link>http://www.sfbungalow.com/2010/02/21/thinking-about-window-replacement-for-your-home-which-product-is-best-vinyl-vs-aluminum-cladwood-vs-all-wood/comment-page-1/#comment-165</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Sun, 10 Oct 2010 16:08:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=2399#comment-165</guid>
		<description>Thank you. I want to know about some info on vinyl window replacement in and around cary.</description>
		<content:encoded><![CDATA[<p>Thank you. I want to know about some info on vinyl window replacement in and around cary.</p>
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		<title>Comment on Home Renovations That Increase Your Resale Value (2010 Edition) by Cheryl Bower</title>
		<link>http://www.sfbungalow.com/2010/04/13/home-renovations-that-increase-your-resale-value-2010-edition/comment-page-1/#comment-152</link>
		<dc:creator>Cheryl Bower</dc:creator>
		<pubDate>Tue, 21 Sep 2010 18:33:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.michaelhaighteam.com/home-improvement/home-renovations-resale-value/#comment-152</guid>
		<description>Hi Kate,

thank you for visiting.

Curious why you are interested in installing vinyl over brick?  Is it for aesthetic purposes or for maintenance purposes?

I can&#039;t say that I&#039;ve seen vinyl siding that is very attractive whereas brick depending on style can be very attractive.


Happy to talk more about approach/value &amp;/or I can put you in touch with appropriate trades people.

415-999-3450</description>
		<content:encoded><![CDATA[<p>Hi Kate,</p>
<p>thank you for visiting.</p>
<p>Curious why you are interested in installing vinyl over brick?  Is it for aesthetic purposes or for maintenance purposes?</p>
<p>I can&#8217;t say that I&#8217;ve seen vinyl siding that is very attractive whereas brick depending on style can be very attractive.</p>
<p>Happy to talk more about approach/value &#038;/or I can put you in touch with appropriate trades people.</p>
<p>415-999-3450</p>
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		<title>Comment on Home Renovations That Increase Your Resale Value (2010 Edition) by Kate</title>
		<link>http://www.sfbungalow.com/2010/04/13/home-renovations-that-increase-your-resale-value-2010-edition/comment-page-1/#comment-150</link>
		<dc:creator>Kate</dc:creator>
		<pubDate>Sat, 18 Sep 2010 06:59:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.michaelhaighteam.com/home-improvement/home-renovations-resale-value/#comment-150</guid>
		<description>Hello,
     Does adding vynil siding to a brick home that is roughly 35 years old add value or is it just extra spending? 

Kate</description>
		<content:encoded><![CDATA[<p>Hello,<br />
     Does adding vynil siding to a brick home that is roughly 35 years old add value or is it just extra spending? </p>
<p>Kate</p>
]]></content:encoded>
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		<title>Comment on Home Renovations That Increase Your Resale Value (2010 Edition) by Decorative Hose Reel</title>
		<link>http://www.sfbungalow.com/2010/04/13/home-renovations-that-increase-your-resale-value-2010-edition/comment-page-1/#comment-147</link>
		<dc:creator>Decorative Hose Reel</dc:creator>
		<pubDate>Sun, 05 Sep 2010 07:17:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.michaelhaighteam.com/home-improvement/home-renovations-resale-value/#comment-147</guid>
		<description>Some very useful tips here that i think will work for me. thanks</description>
		<content:encoded><![CDATA[<p>Some very useful tips here that i think will work for me. thanks</p>
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		<title>Comment on FHA Mortgage Insurance Premiums Approved To Triple In Cost by Insure4Cheap Blog</title>
		<link>http://www.sfbungalow.com/2010/06/11/fha-mortgage-insurance-premiums-approved-to-triple-in-cost/comment-page-1/#comment-140</link>
		<dc:creator>Insure4Cheap Blog</dc:creator>
		<pubDate>Thu, 12 Aug 2010 16:54:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.michaelhaighteam.com/fha-mortgages/fha-mip-premiums-increase/#comment-140</guid>
		<description>&lt;strong&gt;How To Buy the Right Homeowners Insurance for You : How to Lower Home Insurance Premiums...&lt;/strong&gt;

I found your entry interesting thus I&#039;ve added a Trackback to it on my weblog :)...</description>
		<content:encoded><![CDATA[<p><strong>How To Buy the Right Homeowners Insurance for You : How to Lower Home Insurance Premiums&#8230;</strong></p>
<p>I found your entry interesting thus I&#8217;ve added a Trackback to it on my weblog <img src='http://www.sfbungalow.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> &#8230;</p>
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		<title>Comment on World&#8217;s Worst Job?  S.F. sewer inspection that is loaded with roaches &amp; rats!! YUCK!!! by jordan shoes sale</title>
		<link>http://www.sfbungalow.com/2010/01/17/worlds-worst-job-s-f-sewer-inspection-that-is-loaded-with-roaches-rats-yuck/comment-page-1/#comment-137</link>
		<dc:creator>jordan shoes sale</dc:creator>
		<pubDate>Mon, 02 Aug 2010 23:14:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=2093#comment-137</guid>
		<description>Good job guys!</description>
		<content:encoded><![CDATA[<p>Good job guys!</p>
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		<title>Comment on FHA Mortgage Insurance Premiums Approved To Triple In Cost by Insurance Quotes +</title>
		<link>http://www.sfbungalow.com/2010/06/11/fha-mortgage-insurance-premiums-approved-to-triple-in-cost/comment-page-1/#comment-134</link>
		<dc:creator>Insurance Quotes +</dc:creator>
		<pubDate>Fri, 23 Jul 2010 19:06:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.michaelhaighteam.com/fha-mortgages/fha-mip-premiums-increase/#comment-134</guid>
		<description>&lt;strong&gt;Why Health Insurance Premiums Won&#039;t Drop Under Obama Health Proposals...&lt;/strong&gt;

I found your entry interesting thus I&#039;ve added a Trackback to it on my weblog :)...</description>
		<content:encoded><![CDATA[<p><strong>Why Health Insurance Premiums Won&#8217;t Drop Under Obama Health Proposals&#8230;</strong></p>
<p>I found your entry interesting thus I&#8217;ve added a Trackback to it on my weblog <img src='http://www.sfbungalow.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> &#8230;</p>
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		<title>Comment on Tiffani &amp; Rich- first time buyers 5/2010 by Cheryl Bower</title>
		<link>http://www.sfbungalow.com/2010/06/10/tiffani-rich-first-time-buyers/comment-page-1/#comment-131</link>
		<dc:creator>Cheryl Bower</dc:creator>
		<pubDate>Fri, 16 Jul 2010 18:46:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=3068#comment-131</guid>
		<description>Fun clients! I enjoyed the process as they made their way through their first purchase after losing out on 2 other properties due to multiple offers &amp; competition from all cash buyers! 

Third time was a charm!!</description>
		<content:encoded><![CDATA[<p>Fun clients! I enjoyed the process as they made their way through their first purchase after losing out on 2 other properties due to multiple offers &#038; competition from all cash buyers! </p>
<p>Third time was a charm!!</p>
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		<title>Comment on Mike &amp; Katie: First time buyers 6/2010 by Cheryl Bower</title>
		<link>http://www.sfbungalow.com/2010/07/12/mike-katie-first-time-buyers-62010/comment-page-1/#comment-130</link>
		<dc:creator>Cheryl Bower</dc:creator>
		<pubDate>Thu, 15 Jul 2010 22:21:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=3193#comment-130</guid>
		<description>Nice words from great clients!

As first time buyers Mike &amp; Katie experienced first hand some of the challenges with our lending industry &amp; had to jump ship to get pre-approved with another lender after they were in contract. 

A bit of a nail biter but we all got through it &amp; escrow still closed on time! phew!!

Thanks to the great team at Guarantee Mortgage.
&lt;a href=&quot;http://www.yelp.com/biz/cheryl-bower---zephyr-real-estate-san-francisco&quot; rel=&quot;nofollow&quot;&gt;
More Yelp client reviews:&lt;/a&gt;



</description>
		<content:encoded><![CDATA[<p>Nice words from great clients!</p>
<p>As first time buyers Mike &#038; Katie experienced first hand some of the challenges with our lending industry &#038; had to jump ship to get pre-approved with another lender after they were in contract. </p>
<p>A bit of a nail biter but we all got through it &#038; escrow still closed on time! phew!!</p>
<p>Thanks to the great team at Guarantee Mortgage.<br />
<a href="http://www.yelp.com/biz/cheryl-bower---zephyr-real-estate-san-francisco" rel="nofollow"><br />
More Yelp client reviews:</a></p>
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		<title>Comment on California High Speed Rail update-Looks like it&#8217;s not the project voters thought it was by MEADOWSDeana18</title>
		<link>http://www.sfbungalow.com/2010/01/09/california-high-speed-rail-update-looks-like-its-not-the-project-we-thought-it-was/comment-page-1/#comment-129</link>
		<dc:creator>MEADOWSDeana18</dc:creator>
		<pubDate>Thu, 15 Jul 2010 11:32:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=1457#comment-129</guid>
		<description>Buildings are expensive and not everyone is able to buy it. Nevertheless, &lt;a href=&quot;http://bestfinance-blog.com&quot; rel=&quot;nofollow&quot;&gt;loans&lt;/a&gt; are created to help different people in such hard situations.</description>
		<content:encoded><![CDATA[<p>Buildings are expensive and not everyone is able to buy it. Nevertheless, <a href="http://bestfinance-blog.com" rel="nofollow">loans</a> are created to help different people in such hard situations.</p>
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		<title>Comment on Laura: condo buyer 3/2009 by Cheryl Bower</title>
		<link>http://www.sfbungalow.com/2010/06/10/janet-condo-buyer-32009/comment-page-1/#comment-128</link>
		<dc:creator>Cheryl Bower</dc:creator>
		<pubDate>Wed, 14 Jul 2010 15:39:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=3074#comment-128</guid>
		<description>Persistence &amp; patience pays off for Laura!

Laura &amp; I had been working together for a few weeks &amp; she had just missed out on a condo that she had her eye on. 

Even though there was an offer in place, I encouraged her to write a back up offer. Within a couple of weeks, the first buyer walked &amp; her offer was elevated to first position! 

She bought in 2008 &amp; what a sweet deal she got on a 2br/2ba condo!

</description>
		<content:encoded><![CDATA[<p>Persistence &#038; patience pays off for Laura!</p>
<p>Laura &#038; I had been working together for a few weeks &#038; she had just missed out on a condo that she had her eye on. </p>
<p>Even though there was an offer in place, I encouraged her to write a back up offer. Within a couple of weeks, the first buyer walked &#038; her offer was elevated to first position! </p>
<p>She bought in 2008 &#038; what a sweet deal she got on a 2br/2ba condo!</p>
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		<title>Comment on Thinking about window replacement for your home?  Which product is best? Vinyl vs. aluminum clad/wood vs. all wood by Mallorca Business For Sale</title>
		<link>http://www.sfbungalow.com/2010/02/21/thinking-about-window-replacement-for-your-home-which-product-is-best-vinyl-vs-aluminum-cladwood-vs-all-wood/comment-page-1/#comment-126</link>
		<dc:creator>Mallorca Business For Sale</dc:creator>
		<pubDate>Mon, 12 Jul 2010 00:14:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=2399#comment-126</guid>
		<description>&lt;strong&gt;Mallorca Business For Sale...&lt;/strong&gt;

great blog....</description>
		<content:encoded><![CDATA[<p><strong>Mallorca Business For Sale&#8230;</strong></p>
<p>great blog&#8230;.</p>
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		<title>Comment on Why hiring a mortgage broker vs. working with a direct lender makes sense in today&#8217;s market by Cheryl Bower</title>
		<link>http://www.sfbungalow.com/2010/05/20/why-hiring-a-mortgage-broker-vs-working-with-a-direct-lender-makes-sense-in-todays-market/comment-page-1/#comment-122</link>
		<dc:creator>Cheryl Bower</dc:creator>
		<pubDate>Fri, 02 Jul 2010 18:46:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=2884#comment-122</guid>
		<description>Hi Natasha,

keep up the great work!</description>
		<content:encoded><![CDATA[<p>Hi Natasha,</p>
<p>keep up the great work!</p>
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		<title>Comment on Why hiring a mortgage broker vs. working with a direct lender makes sense in today&#8217;s market by Natasha Lovas</title>
		<link>http://www.sfbungalow.com/2010/05/20/why-hiring-a-mortgage-broker-vs-working-with-a-direct-lender-makes-sense-in-todays-market/comment-page-1/#comment-121</link>
		<dc:creator>Natasha Lovas</dc:creator>
		<pubDate>Fri, 02 Jul 2010 14:51:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=2884#comment-121</guid>
		<description>Hi Cheryl,

Thanks for your vote of confidence regarding mortgage brokers.  As you know, I am one of the mortgage brokers on the Zephyr team and we really love working with Zephyr agents because they are so well-informed and professional.  Not to mention enthusiastic about what they do.

I would like to add a little story about the benefits of working with a mortgage broker versus a big box bank.  One night I woke up at about 4:00 a.m. in a sweat about one of my transactions.  My mind was racing about how to deal with this particular situation.  As I get out of bed, turned on my computer and began frantically working my client&#039;s ratios again, I had a eureka moment:  &quot;Wow, the loan officers at B of A are not waking up in the middle of the night worrying about their transactions!  It&#039;s only the crazy mortgage brokers who do this sort of thing.  The Bank people get paid regardless of whether a loan closes or not, and it one transaction doesn&#039;t work out, their butts are not on the line the way mine is.&quot;

Anyway, in that moment I realized one of those intangible benefits I offer:  I will actually lose sleep in order to make my clients happy and get the job done.</description>
		<content:encoded><![CDATA[<p>Hi Cheryl,</p>
<p>Thanks for your vote of confidence regarding mortgage brokers.  As you know, I am one of the mortgage brokers on the Zephyr team and we really love working with Zephyr agents because they are so well-informed and professional.  Not to mention enthusiastic about what they do.</p>
<p>I would like to add a little story about the benefits of working with a mortgage broker versus a big box bank.  One night I woke up at about 4:00 a.m. in a sweat about one of my transactions.  My mind was racing about how to deal with this particular situation.  As I get out of bed, turned on my computer and began frantically working my client&#8217;s ratios again, I had a eureka moment:  &#8220;Wow, the loan officers at B of A are not waking up in the middle of the night worrying about their transactions!  It&#8217;s only the crazy mortgage brokers who do this sort of thing.  The Bank people get paid regardless of whether a loan closes or not, and it one transaction doesn&#8217;t work out, their butts are not on the line the way mine is.&#8221;</p>
<p>Anyway, in that moment I realized one of those intangible benefits I offer:  I will actually lose sleep in order to make my clients happy and get the job done.</p>
]]></content:encoded>
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		<title>Comment on What a great eco-friendly, affordable idea!  ZippGo: Green, Plastic moving boxes by Cedric Solargreen</title>
		<link>http://www.sfbungalow.com/2010/06/09/what-a-great-eco-friendly-affordable-idea-zippgo-green-plastic-moving-boxes/comment-page-1/#comment-114</link>
		<dc:creator>Cedric Solargreen</dc:creator>
		<pubDate>Wed, 16 Jun 2010 10:28:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=3046#comment-114</guid>
		<description>Hi,
     As eco-friendly kit homes are becoming a good alternative to go green, the reduced costs for steel kit homes are also a good reason to opt for them. If you are planning to construct you 
dream home but you must stick to a budget, then you wont find any limitations if you buy a kit home.</description>
		<content:encoded><![CDATA[<p>Hi,<br />
     As eco-friendly kit homes are becoming a good alternative to go green, the reduced costs for steel kit homes are also a good reason to opt for them. If you are planning to construct you<br />
dream home but you must stick to a budget, then you wont find any limitations if you buy a kit home.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on What should I expect from my insurance agent/agency when I buy a new home? by Insurance</title>
		<link>http://www.sfbungalow.com/2010/05/14/what-should-i-expect-from-my-insurance-agentagency-when-i-buy-a-new-home/comment-page-1/#comment-108</link>
		<dc:creator>Insurance</dc:creator>
		<pubDate>Wed, 19 May 2010 02:46:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.michaelhaighteam.com/?p=1444#comment-108</guid>
		<description>&lt;strong&gt;Insurance...&lt;/strong&gt;

This was a wonderful thread really enjoyed the information !...</description>
		<content:encoded><![CDATA[<p><strong>Insurance&#8230;</strong></p>
<p>This was a wonderful thread really enjoyed the information !&#8230;</p>
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		<title>Comment on Dear Big Box Lender, I am deleting all of your related posts from my blog &amp; will be giving any clients considering you for a loan/services a reality check by cheryl bower</title>
		<link>http://www.sfbungalow.com/2010/05/12/dear-big-lender-i-am-deleting-all-of-your-related-posts-from-my-blog-will-be-giving-any-clients-considering-you-for-a-loan-a-reality-check/comment-page-1/#comment-107</link>
		<dc:creator>cheryl bower</dc:creator>
		<pubDate>Thu, 13 May 2010 22:52:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=2740#comment-107</guid>
		<description>Hi Natasha,

Thank you for visiting.  

You bring up an excellent point!  This is another difference that clients and I experience when working with a mortgage broker; they really do care, work harder and have greater accountability.</description>
		<content:encoded><![CDATA[<p>Hi Natasha,</p>
<p>Thank you for visiting.  </p>
<p>You bring up an excellent point!  This is another difference that clients and I experience when working with a mortgage broker; they really do care, work harder and have greater accountability.</p>
]]></content:encoded>
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		<title>Comment on Dear Big Box Lender, I am deleting all of your related posts from my blog &amp; will be giving any clients considering you for a loan/services a reality check by Natasha Lovas</title>
		<link>http://www.sfbungalow.com/2010/05/12/dear-big-lender-i-am-deleting-all-of-your-related-posts-from-my-blog-will-be-giving-any-clients-considering-you-for-a-loan-a-reality-check/comment-page-1/#comment-106</link>
		<dc:creator>Natasha Lovas</dc:creator>
		<pubDate>Thu, 13 May 2010 18:44:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=2740#comment-106</guid>
		<description>Hi Cheryl

We hear these stories all the time.  It finally hit me one day:  when someone applies for a home mortgage to one of the Big Box Banks (Wells Fargo, B of A, Chase), do they honestly think that loan officer will lose any sleep over the transaction if things start to go sideways?  Or do they have so many transactions going on that if they lose a few transactions (or even a lot of good will), it&#039;s really no big deal?

Anyway, as a mortgage broker who gets all of her referrals from past clients, CPA, realtors and financial planners, the situation is completely different.  I do lose lose sleep, or at least I toss and turn with worry that my buyers are not going to close on time, that they will not be happy, that they will not refer me to their friends.  And I toss and turn -- and lose sleep -  until I find a solution.  My livelihood depends on it!</description>
		<content:encoded><![CDATA[<p>Hi Cheryl</p>
<p>We hear these stories all the time.  It finally hit me one day:  when someone applies for a home mortgage to one of the Big Box Banks (Wells Fargo, B of A, Chase), do they honestly think that loan officer will lose any sleep over the transaction if things start to go sideways?  Or do they have so many transactions going on that if they lose a few transactions (or even a lot of good will), it&#8217;s really no big deal?</p>
<p>Anyway, as a mortgage broker who gets all of her referrals from past clients, CPA, realtors and financial planners, the situation is completely different.  I do lose lose sleep, or at least I toss and turn with worry that my buyers are not going to close on time, that they will not be happy, that they will not refer me to their friends.  And I toss and turn &#8212; and lose sleep &#8211;  until I find a solution.  My livelihood depends on it!</p>
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		<title>Comment on Dear Big Box Lender, I am deleting all of your related posts from my blog &amp; will be giving any clients considering you for a loan/services a reality check by Cheryl Bower</title>
		<link>http://www.sfbungalow.com/2010/05/12/dear-big-lender-i-am-deleting-all-of-your-related-posts-from-my-blog-will-be-giving-any-clients-considering-you-for-a-loan-a-reality-check/comment-page-1/#comment-105</link>
		<dc:creator>Cheryl Bower</dc:creator>
		<pubDate>Thu, 13 May 2010 15:03:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=2740#comment-105</guid>
		<description>Yeah!! Case # was finally released late yesterday but not the appraisal that clients paid $648 (an astronomical amount)!  

Clients have chosen to pay for a new appraisal rather than wait it out &amp; risk losing this property.

The situation only made the sellers more sympathetic to the buyers and sellers are sticking it out. :-)</description>
		<content:encoded><![CDATA[<p>Yeah!! Case # was finally released late yesterday but not the appraisal that clients paid $648 (an astronomical amount)!  </p>
<p>Clients have chosen to pay for a new appraisal rather than wait it out &#038; risk losing this property.</p>
<p>The situation only made the sellers more sympathetic to the buyers and sellers are sticking it out. <img src='http://www.sfbungalow.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>Comment on Thinking about window replacement for your home?  Which product is best? Vinyl vs. aluminum clad/wood vs. all wood by Home Developments</title>
		<link>http://www.sfbungalow.com/2010/02/21/thinking-about-window-replacement-for-your-home-which-product-is-best-vinyl-vs-aluminum-cladwood-vs-all-wood/comment-page-1/#comment-104</link>
		<dc:creator>Home Developments</dc:creator>
		<pubDate>Thu, 13 May 2010 12:24:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=2399#comment-104</guid>
		<description>&lt;strong&gt;Home Developments...&lt;/strong&gt;

Genuine Style, sponsored by Direct Buy is an interior design site which is categorized by style and by room. Highlighting such styles as Art Deco, Traditional, and Victorian, Genuine Style brings you a range of interior design ideas that could help you...</description>
		<content:encoded><![CDATA[<p><strong>Home Developments&#8230;</strong></p>
<p>Genuine Style, sponsored by Direct Buy is an interior design site which is categorized by style and by room. Highlighting such styles as Art Deco, Traditional, and Victorian, Genuine Style brings you a range of interior design ideas that could help you&#8230;</p>
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		<title>Comment on World&#8217;s Worst Job?  S.F. sewer inspection that is loaded with roaches &amp; rats!! YUCK!!! by Sewer Camera Inspection of Maryland</title>
		<link>http://www.sfbungalow.com/2010/01/17/worlds-worst-job-s-f-sewer-inspection-that-is-loaded-with-roaches-rats-yuck/comment-page-1/#comment-103</link>
		<dc:creator>Sewer Camera Inspection of Maryland</dc:creator>
		<pubDate>Mon, 10 May 2010 18:33:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=2093#comment-103</guid>
		<description>You should see what we have found in residential 4 inch lines.

Exciting stuff!</description>
		<content:encoded><![CDATA[<p>You should see what we have found in residential 4 inch lines.</p>
<p>Exciting stuff!</p>
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		<title>Comment on Home Renovations That Increase Your Resale Value (2010 Edition) by Dynamic Construction</title>
		<link>http://www.sfbungalow.com/2010/04/13/home-renovations-that-increase-your-resale-value-2010-edition/comment-page-1/#comment-99</link>
		<dc:creator>Dynamic Construction</dc:creator>
		<pubDate>Mon, 26 Apr 2010 22:31:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.michaelhaighteam.com/home-improvement/home-renovations-resale-value/#comment-99</guid>
		<description>Go Green.  Insulate, turn down water heaters, seal bottoms of doors.  this will reduce your carbon footprint as well as save you money.</description>
		<content:encoded><![CDATA[<p>Go Green.  Insulate, turn down water heaters, seal bottoms of doors.  this will reduce your carbon footprint as well as save you money.</p>
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		<title>Comment on Please support food truck, CURRY UP NOW, staying in Burlingame by Cheryl Bower</title>
		<link>http://www.sfbungalow.com/2009/11/27/please-support-food-truck-curry-up-now-staying-in-burlingame/comment-page-1/#comment-98</link>
		<dc:creator>Cheryl Bower</dc:creator>
		<pubDate>Fri, 23 Apr 2010 16:41:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=1277#comment-98</guid>
		<description>Hi Akash!

Thank you for visiting SF Bungalow.  We&#039;ve been crazy busy.  I&#039;m glad that you enjoyed Caroline&#039;s article!  Say hi to Rana. We&#039;ll stop by soon to fill up on the good eats :-)</description>
		<content:encoded><![CDATA[<p>Hi Akash!</p>
<p>Thank you for visiting SF Bungalow.  We&#8217;ve been crazy busy.  I&#8217;m glad that you enjoyed Caroline&#8217;s article!  Say hi to Rana. We&#8217;ll stop by soon to fill up on the good eats <img src='http://www.sfbungalow.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>Comment on Please support food truck, CURRY UP NOW, staying in Burlingame by Akash</title>
		<link>http://www.sfbungalow.com/2009/11/27/please-support-food-truck-curry-up-now-staying-in-burlingame/comment-page-1/#comment-97</link>
		<dc:creator>Akash</dc:creator>
		<pubDate>Fri, 23 Apr 2010 06:46:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=1277#comment-97</guid>
		<description>Haven&#039;t seen y&#039;all for a while.  Hope all is well.  Rana says hello.  Please let Caroline know that we loved reading her article in the Hillsborough newsletter.  Hope to see you soon.</description>
		<content:encoded><![CDATA[<p>Haven&#8217;t seen y&#8217;all for a while.  Hope all is well.  Rana says hello.  Please let Caroline know that we loved reading her article in the Hillsborough newsletter.  Hope to see you soon.</p>
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		<title>Comment on Don’t Leave Tax Credits On The Table (And How To Get Them Back If You Already Filed) by Sliding Sash Windows</title>
		<link>http://www.sfbungalow.com/2010/04/08/don%e2%80%99t-leave-tax-credits-on-the-table-and-how-to-get-them-back-if-you-already-filed/comment-page-1/#comment-89</link>
		<dc:creator>Sliding Sash Windows</dc:creator>
		<pubDate>Wed, 14 Apr 2010 06:36:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.michaelhaighteam.com/tax-tips/federal-tax-filing-tips/#comment-89</guid>
		<description>&lt;strong&gt;Sliding Sash Windows...&lt;/strong&gt;

That is certainly the way to go...</description>
		<content:encoded><![CDATA[<p><strong>Sliding Sash Windows&#8230;</strong></p>
<p>That is certainly the way to go&#8230;</p>
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		<title>Comment on Winter 2009 San Francisco Real Estate Market Quarterly E-Newsletter by delaware credit repair</title>
		<link>http://www.sfbungalow.com/2009/11/27/winter-2009-san-francisco-real-estate-market-outlook-quarterly-e-newsletter/comment-page-1/#comment-74</link>
		<dc:creator>delaware credit repair</dc:creator>
		<pubDate>Mon, 22 Feb 2010 21:10:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=1263#comment-74</guid>
		<description>&lt;strong&gt;delaware credit repair...&lt;/strong&gt;

I have to give credit the author for running a fabulous site!...</description>
		<content:encoded><![CDATA[<p><strong>delaware credit repair&#8230;</strong></p>
<p>I have to give credit the author for running a fabulous site!&#8230;</p>
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		<title>Comment on Mortgage Interest Rates from Guarantee Mortgage for the week ending 1/29/2010 by Baltimore HUD Homes</title>
		<link>http://www.sfbungalow.com/2010/02/03/mortgage-interest-rates-from-guarantee-mortgage-for-the-week-ending-1292010/comment-page-1/#comment-72</link>
		<dc:creator>Baltimore HUD Homes</dc:creator>
		<pubDate>Thu, 04 Feb 2010 02:54:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.sfbungalow.com/?p=2268#comment-72</guid>
		<description>&lt;span class=&quot;topsy_trackback_comment&quot;&gt;&lt;span class=&quot;topsy_twitter_username&quot;&gt;&lt;span class=&quot;topsy_trackback_content&quot;&gt;&quot;Mortgage Interest Rates from Guarantee Mortgage for the week ...&quot; http://tinyurl.com/y8eu29h&lt;/span&gt;&lt;/span&gt;</description>
		<content:encoded><![CDATA[<p><span class="topsy_trackback_comment"><span class="topsy_twitter_username"><span class="topsy_trackback_content">&quot;Mortgage Interest Rates from Guarantee Mortgage for the week &#8230;&quot; <a href="http://tinyurl.com/y8eu29h" rel="nofollow">http://tinyurl.com/y8eu29h</a></span></span></span></p>
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