December 10, 2008 – 8:07 PM | Comments Off on Clients are saying: I do MORE!

There are what will seem like over 1,000 details between “I think it’s time to move” and “We’re finally unpacked!”
I’ll help you with more of them than any other Realtor.

What are you getting when …

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Articles by Cheryl Bower

The importance of doing underground storage tank (UST’s) inspections for homes in San Mateo County
August 24, 2010 – 12:35 PM | Comments Off on The importance of doing underground storage tank (UST’s) inspections for homes in San Mateo County
The importance of doing underground storage tank (UST’s) inspections  for homes in San Mateo County

The importance of doing underground storage tank (UST’s)
inspections  for homes in San Mateo County
I had the “interesting” experience in 2005 (prior to my becoming a licensed agent) of learning first hand the process behind removing …

California High Speed Rail Project Update as provided by the City of Burlingame; Please contact state/fed reps to voice concerns
August 20, 2010 – 8:38 AM | Comments Off on California High Speed Rail Project Update as provided by the City of Burlingame; Please contact state/fed reps to voice concerns
California High Speed Rail Project Update as provided by the City of Burlingame; Please contact state/fed reps to voice concerns

Here’s the latest update as provided by the City of Burlingame.  If you have concerns about this project or if you just want to stay in the loop, get involved by attending community meetings in …

Bea M. – First Time Buyer 6/2010
August 3, 2010 – 10:23 PM | Comments Off on Bea M. – First Time Buyer 6/2010

Cheryl’s website says “I do more” and it is true.
I am humbled by how hard she worked on my behalf as I went through the process of buying my home.  She was detail …

West Portal, SF Market Trends as of July 23, 2010
July 23, 2010 – 1:45 PM | One Comment
West Portal, SF Market Trends as of July 23, 2010

West Portal, SF Market Trends as of July 23, 2010
If you have a West Portal home that you are thinking about selling now may be the perfect time.  There is solid buyer demand, the …

Changes Coming in August to SFAR MLS Map Including renaming of S.F. neighborhoods
July 16, 2010 – 12:12 PM | Comments Off on Changes Coming in August to SFAR MLS Map Including renaming of S.F. neighborhoods
Changes Coming in August to SFAR MLS Map Including renaming of S.F. neighborhoods

It’s taken some time but the San Francisco Association of Realtors is updating the S.F. district map!

Now, it won’t be all inclusive of the approximate 100+ names the locals have given (officially & unofficially) but it’s a start!

Mike & Katie: First time buyers 6/2010
July 12, 2010 – 4:17 PM | One Comment

My wife and I counted our lucky stars when we had the privilege of meeting and working with Cheryl Bower from Zephyr Real Estate. She was recommended to us through a professional contact …

Fantastic! At long last San Mateo County communities will have single stream recycling available!
July 6, 2010 – 9:21 AM | Comments Off on Fantastic! At long last San Mateo County communities will have single stream recycling available!
Fantastic!  At long last San Mateo County communities will have single stream recycling available!

Great news! Recology will be the new service provider for garbage, recycling and compost pick up for San Mateo County residents. Under the current service, pick up of recyclables happens bi-monthly which means multiple bins fill up & sit at the side of our house. Residents also have to sort paper from metals/plastics and pick up of compostable food waste is not a provided service.

High Speed Rail & Eminent Domain: What do you stand to lose? Burlingame community meeting July 14th
July 5, 2010 – 8:27 AM | Comments Off on High Speed Rail & Eminent Domain: What do you stand to lose? Burlingame community meeting July 14th
High Speed Rail & Eminent Domain: What do you stand to lose?  Burlingame community meeting July 14th

The Community Coalition on High Speed Rail (CC-HSR) will present an informational program on High Speed Rail and Eminent Domain. You’re invited! As many of you know, the California High Speed Rail Authority is proposing to build an elevated structure between San Jose and San Francisco along the present Caltrain corridor. If that proposal comes to pass (and it’s not a “done deal” yet, and CC-HSR and other groups are fighting it), the Authority will need to take property from private parties along portions of the corridor. Some takings will be permanent but others will be for construction purposes only. In either event, these takings will have a significant impact on Peninsula homes and businesses.

Protected: Rental Application
June 25, 2010 – 3:43 PM | Comments Off on Protected: Rental Application

There is no excerpt because this is a protected post.

New Lead Renovation, Repair and Painting Rule in Effect April 22, 2010
June 22, 2010 – 8:20 AM | Comments Off on New Lead Renovation, Repair and Painting Rule in Effect April 22, 2010
New Lead Renovation, Repair and Painting Rule in Effect April 22, 2010

New Lead Renovation, Repair and Painting Rule in Effect April 22, 2010
If you own a pre-1978 home, here is new legislation which may impact your next renovation project.

As provided by SFAR:
The Federal Lead-Based Paint …

Action Alert – Update on Condo Bypass for TIC owners in S.F.
June 14, 2010 – 8:44 AM | Comments Off on Action Alert – Update on Condo Bypass for TIC owners in S.F.
Action Alert – Update on Condo Bypass for TIC owners in S.F.

Action Alert – Condo Bypass for TIC owners in S.F.

Here’s the scoop for S.F. homeowners as provided by Plan C:
We have good news to report regarding the proposed one time “condo bypass” for TIC owners, …

Laura: condo buyer 3/2009
June 10, 2010 – 10:21 PM | One Comment

I found Cheryl online when I was looking for an agent to help me find and purchase a condo. Cheryl made the home buying experience positive from start to finish. I found her …

Tiffani & Rich- first time buyers 5/2010
June 10, 2010 – 10:18 PM | One Comment

Cheryl was an absolute godsend in the house buying process. She was recommended as a professional recommendation and was perfect.  She’s kind, patient, and caring…even with our numerous questions.  We loved using Docusign; …

What a great eco-friendly, affordable idea! ZippGo: Green, Plastic moving boxes
June 9, 2010 – 10:31 AM | One Comment
What a great eco-friendly, affordable idea!  ZippGo: Green, Plastic moving boxes

What a great eco-friendly, affordable idea!  ZippGo: Green, Plastic moving boxes

In my internet meandering this morning I came across this great eco-friendly, affordable moving resource:  ZippGo
Here’s their scoop:

Moving is complicated and wasteful – we …

Plug/video for my new listing: Stylish city view condo for sale at The Hayes!
June 5, 2010 – 10:56 AM | Comments Off on Plug/video for my new listing: Stylish city view condo for sale at The Hayes!
Plug/video for my new listing: Stylish city view condo for sale at The Hayes!

I love, love, love my Mac!!!  Check out my first video created via iMovie & pics uploaded from iPhoto.  Super easy; still needs some tweaking.  What do you think?
I sense a pet video is next …

Understanding Wills and Trusts
May 26, 2010 – 3:28 PM | Comments Off on Understanding Wills and Trusts
Understanding Wills and Trusts

As provided by Leonard Spoto of Asset Exchange Company :
Many of our 1031 Exchange clients hold title to their investment property in a Trust.  To understand why, it may make sense to review the basic …

San Francisco Homeowners Have New Way to Pay for Going Green
May 24, 2010 – 4:01 PM | Comments Off on San Francisco Homeowners Have New Way to Pay for Going Green
San Francisco Homeowners Have New Way to Pay for Going Green

As provided by SFAR:
San Francisco homeowners have a new way of paying for solar panels, energy-efficient appliances and low-flow toilets.
A new city-run program, GreenFinanceSF, will give San Franciscans the money to pay for such projects …

No More State Tax on Forgiven Debt as of SB 401 approved April, 2010
May 24, 2010 – 10:52 AM | Comments Off on No More State Tax on Forgiven Debt as of SB 401 approved April, 2010
No More State Tax on Forgiven Debt as of SB 401 approved  April, 2010

Details as provided by SFAR:
Distressed homeowners no longer have to pay California state income tax on debt forgiven in a short sale, foreclosure, or loan modification.
Enacted into law on Monday (April 12, 2010), Senate Bill …

WEEKLY HOT RATES for the week ending 5/18/2010 as provided by Guarantee Mortgage
May 24, 2010 – 9:42 AM | Comments Off on WEEKLY HOT RATES for the week ending 5/18/2010 as provided by Guarantee Mortgage
WEEKLY HOT RATES for the week ending 5/18/2010 as provided by Guarantee Mortgage

WEEKLY HOT RATES for the week ending 5/18/2010 as provided by Guarantee Mortgage

30 Yr Fixed Conforming to $417K           4.625%
“1.000” POINTS APR = 4.820%
30 Yr Fixed Jumbo to $729,750 4.750%
“1.000” POINTS APR= 5.080%
30 Year …

Why hiring a mortgage broker vs. working with a direct lender makes sense in today’s market
May 20, 2010 – 1:44 PM | 2 Comments
Why hiring a mortgage broker vs. working with a direct lender makes sense in today’s market

Why hiring a mortgage broker vs. working with a direct lender makes sense in today’s market!

As provided by the fine folks at Guarantee Mortgage (my comments are in red):

1.  Mortgage Brokers are trained to …

Details of the March 2010 California Tax Credit for New Home / First-Time Buyers
May 20, 2010 – 12:08 PM | Comments Off on Details of the March 2010 California Tax Credit for New Home / First-Time Buyers
Details of the March 2010 California Tax Credit for New Home / First-Time Buyers

On March 25, 2010 California approved a new $10,000 First-Time Homebuyer tax credit for purchases that close escrow on or after May 1, 2010. (Cal. Rev. & Tax Code § 17059.1)
For full details …

CAR-Sponsored Bill to Protect Borrowers from Lenders—Call Your State Senator Today
May 19, 2010 – 9:35 AM | Comments Off on CAR-Sponsored Bill to Protect Borrowers from Lenders—Call Your State Senator Today
CAR-Sponsored Bill to Protect Borrowers from Lenders—Call Your State Senator Today

CAR-Sponsored Bill to Protect Borrowers from Lenders—Call Your State Senator Today
As shared by SFAR:

The California Association of REALTORS® (CAR) is sponsoring SB 1178 (Corbett) to extend anti-deficiency protection to homeowners who had refinanced from “purchase …

Median Sales Price Continues Its Upward Trend In San Francisco’s Housing Market
May 19, 2010 – 8:05 AM | Comments Off on Median Sales Price Continues Its Upward Trend In San Francisco’s Housing Market
Median Sales Price Continues Its Upward Trend In San Francisco’s Housing Market

Median Sales Price Continues Its Upward Trend
In San Francisco’s Housing Market

Here’s the scoop as provided by SFAR:

SAN FRANCISCO, CA, May 17, 2010 – Healthy sales activity, driven by low mortgage rates, tax incentives, and attractive …

San Bruno, CA: condo market trends report week of 5/18/10
May 18, 2010 – 8:32 AM | Comments Off on San Bruno, CA: condo market trends report week of 5/18/10
San Bruno, CA: condo market trends report week of 5/18/10

When I’m working with buyers or sellers, I run market trend reports for both the city/community and the specific neighborhood (if there is enough data) in addition to checking comps.  It’s important to keep in …

Dear Big Box Lender, I am deleting all of your related posts from my blog & will be giving any clients considering you for a loan/services a reality check
May 12, 2010 – 1:51 PM | 3 Comments
Dear Big Box Lender, I am deleting all of your related posts from my blog & will be giving any clients considering you for a loan/services a reality check

I’ve been pulled out from my temporary blogging hiatus by a post which has been brought on by the incredibly poor communication and service that buyers who are in contract on a property are encountering …

Interest rates for security deposits as per the S.F. Rent Board
April 26, 2010 – 9:24 AM | Comments Off on Interest rates for security deposits as per the S.F. Rent Board
Interest rates for security deposits as per the S.F. Rent Board

Below are the interest rates up to 2/29/11 for security deposits as per the S.F. Rent Board.
New Interest Rate for Deposits

Pursuant to Chapter 49 of the San Francisco Administrative Code

3/1/10 – 2/28/11 0.9%

3/1/09 …

The FHA approves using Docusign!
April 11, 2010 – 11:40 AM | Comments Off on The FHA approves using Docusign!
The FHA approves using Docusign!

Very exciting news came through this week from Docusign!
On April 8, 2010, e-signed third-party documents, including real estate contracts, are now being accepted by the Federal Housing Administration (FHA) with the …

What an amazingly beautiful day in San Francisco!
March 13, 2010 – 6:58 PM | Comments Off on What an amazingly beautiful day in San Francisco!
What an amazingly beautiful day in San Francisco!

Today was an amazingly beautiful, sunny, clear day after Friday’s big storm cleared through.
These dog kids were certainly happy as was I showing fabulous San Francisco real estate with crystal clear views of Marin County …

Mortgage Interest Rates from Guarantee Mortgage for the week ending 3/12/2010
March 12, 2010 – 5:24 PM | Comments Off on Mortgage Interest Rates from Guarantee Mortgage for the week ending 3/12/2010
Mortgage Interest Rates from Guarantee Mortgage for the week ending 3/12/2010

Mortgage Interest Rates from Guarantee Mortgage for the week ending 3/12/2010

Wow!!!  Look at these rates.  No wonder why my buyers are dealing with multiple offers.  Super low interest rates and spring buying season are creating …

IRS Issues New Guidelines on Obtaining Home Buyer Tax Credits
March 3, 2010 – 10:05 AM | Comments Off on IRS Issues New Guidelines on Obtaining Home Buyer Tax Credits
IRS Issues New Guidelines on Obtaining Home Buyer Tax Credits

As provided by S.F. Association of Realtors:
The Internal Revenue Service (IRS) recently issued new guidelines and clarified documentation that taxpayers must submit to successfully obtain the federal tax credit for home buyers.
The federal tax …